Fido Solutions 17+

Endless opportunities

Fido Limited

    • Free

iPhone Screenshots

Description

Fido is licensed by the Bank of Ghana, Bank of Uganda and the National Credit Regulator (South Africa). We create opportunities for growth in Africa by changing the way individuals and entrepreneurs create, manage and build wealth. Enjoy instant financial services, such as access to business credit, savings, personal credit, and easy, cost-effective payments. Build your financial track record with Fido Score to take control over your finances and unlock improved offerings from Fido and our partners.

Here's what we offer:
- Fido Business: Boost your business growth with Fido Biz Loans, offering up to GHS 5,000 to move your business forward.

- Fido Score: Build your financial track record and control of your finances with Fido Score. Take actions to improve your Fido Score and unlock improved offerings from Fido and our partners.

- Fido Savings: Put your money to work and prepare for your future with our high-interest savings product.

- Personal Credit: Get an instantly pre-approved GHC100-4,000 credit line to meet your needs. It's fast, easy, simple and transparent.

- Fido Payments: Pay bills, buy data, and airtime effortlessly. Each purchase improves your Fido Score.

- Refer and Earn: Spread the word and invite your friends and family to join the Fido community and earn rewards.


Here's how to sign up to Fido:
- Download the Fido App and register only once.
- Confirm your details with a valid ID (NIN / Ghana Card) and an address.
- You must be over the age of 18.
- Complete the Fido Score assessment.
- If you are a business, complete you business information.
- Kindly note Minimum Repayment period: 90 days and Maximum Repayment period: 365 days.
- We accept MTN, AT & Vodafone Mobile Money wallets.


Here's how to repay:
- Log into the Fido App, select the 'Make a Payment' button and follow the prompts.
- You can also dial *998# to repay.
- For other options like using the MTN, AirtelTigo and Vodafone menus, find the repayment process in the Fido App 'Help' section.

Beware of Fraudsters:
- Don't pay any deposits to any agents, Fido is a 100% mobile app!
- Don't use a mobile money number that does not belong to you.
- Don't use someone else's Ghana Card.
- Don't apply for someone else.


Fido personal credit and business loans are intended to assist entrepreneurs and individuals with their everyday needs and not to service long-term debt obligations. Maximum Annual Percentage Rate (APR) is 36%. This is based on a credit line term of 365 days (one year), an interest of 0.098% per day or 2.94% per month, a processing fee of 295 GHS per credit line, and a deductible commitment fee of 1.4%.

Representative Example:
A borrower who receives 2,000 GHS credit for a 365 days term, will be charged an interest rate of 0.098% per day, thus 408.7 GHS in 365 days, and a processing fee of 295 GHS, summing up to a total repayment of 703.7 GHS. A deductible 1.4% commitment fee is applied, and 28 GHS will be deducted from the principal.


‏In summary: 2,000 GHS (borrowed amount), minus 28 GHS (commitment fee) + 408.7 GHS (interest) + 295 GHS (processing fee) = 2,703.7 GHS (total payment).
The borrower has the flexibility to make early repayments at any point, thereby reducing the above-stated interest (reducing balance interest).

Contact us at +233-0596922420 / www.fido.money for more details.

The privacy and confidentiality of your personal information and data is important to us. We are certified by the Data Protection Commission and hold an ISO 27001 certification.

Find out more: https://www.fido.money/legal-pages/privacy-policy-statement

What’s New

Version 1.1.0

Great news!
We’ve expanded offerings to eligible customers beyond rolling credit to include business credit, data/airtime top-ups, and bill payments.
Pop in and check it out!
Of course we’ve also been busy with Improved performance and stability.
We appreciate your continued support and feedback as we strive to deliver a seamless and secure banking experience. If you have any questions or encounter any issues, feel free to contact us.

Ratings and Reviews

3.8 out of 5
6.9K Ratings

6.9K Ratings

Abbynarh Noble ,

Reset my pin

For the past 3 days I have tried calling your line but you keep telling me all your agents are busy, I should call in few minutes time but you keep telling me the same thing i want to reset my password to get another loan but I know if you don’t want me to apply again Meanwhile this is my fourth time to apply for a loan

Developer Response ,

Hello Noble,
We apologize for the challenge you experienced. We would love to help you. Please reach out to us via email at info@fidocredit.com or use the live chat feature on the app. The team is ready and willing to help you resolve your issue as quickly as possible. Thank you for your patience and have a great day!

Nayerame ,

Had a hysterectomy surgery and also misplaced my sim at the ward

Fido 😭😭 I’m very sorry defaulted. I have been a loyal customer which you attest to, paid my loan on time when I am due, submitted my business documents, I was ready and prayed for a bigger loan until my condition became critical 10days ago, I had go for a hysterectomy surgery with the little savings I made at my shop, because of the pain and my condition it’s escaped me since I was using Vodafone instead of mtn hence the network challenge, I eventually misplaced the mtn sim.
I was discharged yesterday 12th Sept. Got home and had to use my mtn and checked on Fido later in the evening and realized I was 6days overdue for payment 😭😭😭I was driven with my pain, laying at the backseat screaming to mtn office to cut my sim and got home and pay my loan with little I had with plus my sister in-law top up. And I was informed I’m not eligible for a loan 😭😭😭😭. Meanwhile I have no money on me for feeding , prescriptions I brought home to buy and also to be visiting the hospital back for dressing of my wound omg , I’m finished!
Fido you have been supportive but on my day in need I just can’t stop crying. Please help me I beg of you. I’m depressed already please don’t kill me 😭😭😭😭😭😭😭😭😭😭🙏🏻

Developer Response ,

Hello Valued Customer,
We apologize for the challenge you experienced. We would love to help you. Please reach out to us via email at info@fidocredit.com or use the live chat feature on the app. The team is ready and willing to help you resolve your issue.Thank you, and have a great day!



Nii Amu$ ,

Nii

Very good lending service and easy to access their funds. The only problem i think that needs to be reviewed is; if one is charged for overdue payment and settles it. At least be considerate you lend again because the period of overdue comes with a penalty ( extra amount to be paid to the said total). Once the penalty has been added to the amount and the individual has paid; he or she should be considered for another loan. With the aforementioned not withstanding, they are very good and has been of tremendous help to millions of citizens.

Developer Response ,

Hello Nii,
Thank you for your positive feedback on our app. If you need any assistance, please don't hesitate to contact us at info@fidocredit.com or through our live chat feature. We are here to help. Have a wonderful day!

App Privacy

The developer, Fido Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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